Question 1

Can I really buy investment property through my SMSF?

Accepted Answer

Yes — and it's more accessible than most people think. As long as your SMSF is set up correctly (which is the part we handle end-to-end), you can use your super balance plus a limited-recourse borrowing arrangement to purchase residential investment property. The property is held inside the fund and the rent and growth stay in your super — building wealth on autopilot for retirement.

Question 2

How much super do I need to start an SMSF?

Accepted Answer

Typically $80k-$150k as a starting point, though it depends on the property and lender. We'll model your specific numbers on the discovery call.

Question 3

How long does the setup take?

Accepted Answer

Usually 4-6 weeks from your strategy call to a fully operational fund ready to buy property.

Question 4

Can I live in the property my SMSF buys?

Accepted Answer

No — and this is one of the strictest rules. SMSF investment property must be at arm's length: you, your family, and your business cannot live in it, rent it, or use it personally. The property must be purely an investment generating rent for the fund.

Question 5

What are the ongoing costs of running an SMSF?

Accepted Answer

An annual audit, accounting fees, and ATO registration fees — typically $2,000-$3,000/year combined. We help you forecast these in the strategy phase.

Question 6

What if I want to wind up the SMSF later?

Accepted Answer

It can be done — we'll walk you through the process if it ever makes sense. Most families keep theirs running for decades.

Question 7

Is SMSF property investment risky?

Accepted Answer

Like any investment, there's risk. We mitigate it by choosing high-growth, positive cash flow properties that pay for themselves through rent. You're not gambling — you're strategically investing.

Question 8

Can I have multiple members in my SMSF?

Accepted Answer

Yes, an SMSF can have up to 6 members. Usually it's a couple or a family. Each member must be a trustee or director of the corporate trustee.

Question 9

What happens to my SMSF when I die?

Accepted Answer

Your SMSF can include death benefit nominations that direct your super to your beneficiaries. We coordinate with your solicitor to make sure this is set up correctly.

Question 10

Can I move my existing super into an SMSF?

Accepted Answer

Yes — that's how most SMSFs are funded. We help coordinate the rollover from your existing fund into your new SMSF as part of the setup.

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